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     Profile

R. D. Variawa, Executive Chairman

Mr. R.D. Variawa has worked in the the Insurance Industry of India for over 40 years and joined UNISON in 2004 as The Executive Chairman. Before joining UNISON, Mr. Variawa was working with one of the largest Indian Insurance companies namely “The New India Assurance company Limited" and the last position held by him was - Assistant General Manager in-charge of one of the largest Regional offices handling a premium base of more than 500 crores . During this phase, he was dealing with almost all major corporate accounts like Reliance, ONGC, HPCL, MRPL, Aditya Birla group business, NTPC and many other corporate clients.

Mr. Variawa has the rich experience of handling and servicing many corporate clients with his team members and has the reputation for carrying his team with the vision of his customers with the eventual aim of bringing total customer satisfaction. Mr. Variawa was associated with the Reliance insurance portfolio since the construction stage of the first Hazira plant. The first Mega policy to NTPC was designed under leadership of Mr. Variawa during his tenure as the Regional in-charge of the Vadodara Regional office of The New India Assurance Company and during the said period he was also servicing other premiere corporates such as KRIHBCO, GNFC and GSFC also.

A Science graduate from Gujarat University with licentiate from Insurance Institute of India and known as old time insurance veteran well known to all customers in the market for his passion to deliver the best product and services to customers. He was many time winner of best Regional office award by The New India Assurance Company Limited.

Mr. B. K. Sinha, Chief Executive Officer & Managing Director

Mr. B.K.Sinha has worked for Insurance Industry for over 21 years and joined UNISON in 2002 as Managing Director. Before Joining UNISON ,Mr. Sinha was working with one of the largest Indian Insurance companies namely “The New India Assurance company Limited and the last position held by him was as Branch Manager in-charge of one of the largest Branch office handling a premium base of more than 10 crores . Mr. Sinha had developed this branch business from three crores to ten crores in less than 2 years. Six months before he quit New India, his office status was elevated as Divisional Manager-in charge. Mr. Sinha, a techno-marketing expert,is well known and admired by the New India management, which is why the credit of two office elevations from Branch office to Divisional office goes within his service record of The New India Assurance company. He was dealing with major corporate accounts like Adani, Alembic, FAG and many other corporates, along with a rich experience of handling mediclaim Policies as well.

Mr. Sinha joined General Insurance Corporation of India as a Direct Recruit officer in 1988 and was allotted The New India Assurance Company. Mr. Biraj Sinha has wide exposure towards working in core insurance areas like underwriting, claims, corporate accounts and marketing. Sinha has the rich experience of handling and servicing many corporates with his team members and designing NOVEL products on a customized basis to suit the requirement of customers. The First Industrial All Risk Policy to be issued for Port Operations in India was his brainchild. He is credited with dealing with major Loss Of Profit claims of port. His claim was the first claim in the Indian market to be dealt with by professional international surveyor firms. He was recently consulted by innumerable international clients on major claims which have occurred abroad, wherein his approach and advice towards claim was significantly appreciated by all clients - this evidently proves his experience of handling the most complicated claims as well.

Under the dynamic leadership of Mr.Sinha, UNISON has a total of eight offices in India, with more than 440 clients being handling by Unison- with significantly lauded new product innovations by Unison in the twelve years of its operation as a broker.

A Commerce graduate from Patna University & a Fellow member of The Insurance Institute of India - Mr.Sinha is known for his passion to deliver the best products and services to the clients.

Mr. V. R. Datta, Director (Technical)

Mr. V.R Datta has worked for Insurance Industry for over 32 years and joined UNISON in 2004 as DIRECTOR (TECHNICAL). Before Joining UNISON Mr. Datta was working as free lance Risk Management Advisor in the Indian market and advising all insurance companies about risk mitigation, risk reduction as well as conducting risk inspection of all mega and medium risk clients on behalf of all insurance companies for a period of two years. Mr. Datta was the Head of the Risk management and Techno marketing cell of IFFCO-TOKIO General Insurance company for four years and was analyzing the risk profile of all clients along with suggesting effective risk management processes to them,on behalf of IFFCO-TOKIO. The credit for introducing all fertilizer plant businesses to IFFCO-TOKIO goes to him.

Mr. Datta joined The New India Assurance Company, in 1980 as direct recruit Risk Engineer and has had wide exposure of working in core insurance areas like underwriting, claims, risk inspection and techno marketing cell of The New India Assurance Company Limited. Mr. Datta was associated with Reliance insurance portfolio since construction stage of first Hazira plant and has been designing MEGA CORPORATE POLICIES for many clients. Mr.Datta has rich experience of conducting risk inspections of almost all major risks like KRIHBCO, IPCL, MRPL, GSFC, GNFC, NTPC many plants, ESSAR Refinery, HPCL, IOC and many large size risks ranging from 100 crores to more than 20,000 crores. Mr Datta has travelled to innumerable foreign countries to discuss and finalize reinsurance programmes for many large risks and the reports for risk inspections conducted by him are widely appreciated and accepted in the global insurance & reinsurance markets.

Mr. Datta has the rich experience of handling and servicing major corporate clients and conducting risk management programmes for them and also advising them on risk prevention, risk minimization and risk transfer techniques to their best satisfaction. He has worked in underwriting, claims and techno-marketing divisions & can thereby advise on the best risk transfer programmes and the best suited insurance programmes for the clients.

A chemical engineer graduate from I.I.T (Kanpur) & a Fellow member of The Insurance Institute of India - Mr. Datta is known as a Risk Management veteran to all customers in the market, for his technical competency in guiding the clients about risk management programmes. He also posseses working exposure of industrial plant functioning, as before joining the insurance sector in 1980 he worked with Kores, Paper products and RCF.

Mr. Mahesh D. Jhala, Director - Reinsurance

Mr. Mahesh Jhala is a qualified engineer from the prestigious VJTI institution of Mumbai. Mr. Jhala also possesses a fellowship degree of The Insurance Institute of India.

Mr. Jhala is the Director - heading the reinsurance function at Unison. He has prolific experience in the general insurance industry and dealt with a plethora of pivotal aspects pertaining to insurance & reinsurance arenas, during his illustrious career spanning over 32 years.

He has played a significant role in reinsurance facultative placements of certain prominent complex covers in India namely: The Reliance Industries, Dabhol Power Plant (Enron), National Thermal Power Corporation (NTPC), Indian Petroleum Corporation Ltd. (IPCL), Hindustan Petroleum Corporation Ltd. (HPCL), Tata Power Ltd., etc. and has also negotiated with oversees brokers and underwriters such as Munich Re, Swiss Re, Lloyd's, ACE etc. for the above facultative placements. Mr. Jhala has worked with India's premiere corporate house Reliance Industries where he held the designation of Chief Insurance Advisor for six years.

Mr. D. B. Rindani, Director

Mr. D.B.Rindani has worked for Insurance Industry for over 31 years and joined UNISON in 2004 as DIRECTOR. Before Joining UNISON he was working with one of the largest Indian Insurance company "The New India Assurance company Limited and last position held by him was as Manager in-charge of Miscellaneous and Marine department of one of the Regional office handling premium of more than 150 crores and dealing with almost all major corporate accounts like KRIHBCO, GNFC, GSFC, IPCL and many more corporate.

Mr. Rindani joined The New India Assurance Company, in 1973 and has had wide exposure to work in core insurance area like underwriting, claims, product development and business development. Rindani has rich experience of handling major underwriting proposal and large size claim and servicing many major corporate. He is well known for his technical knowledge in Miscellaneous and marine and also was visiting faculty member to training college on the insurance subject.

A Science graduate along with Law degree from Gujarat University with Fellow from Insurance Institute of India and known to all customers in the market for his passion to deliver the best product and services to customers

Mr. Kirit Dave, Director


Graduate with Associate of Insurance Institute of India.

He also holds ordinary membership of The Chartered Insurance Institute, London.

Has worked with New India Assurance Co. for 22 years in various capacities – his last assignment being Sr. Divisional Manager at Baroda. His main function was that of being the Office Head, Marketing

Worked as Regional Manager for Gujarat with Cholamandalam MS General Insurance Co. at Ahmedabad from 15.03.2004 to 1.4.2005. Main function here was Marketing & working as a Profit Centre Head.

Worked as Consultant at Baroda with M/s J. B. Boda Insurance Brokers from 02.04.2005 to 30.09.2006. His main function here was marketing as well.

Joined Bajaj Allianz General Insurance Co. at Baroda as Senior Manager – Claims from 3/10/2006 till 17/10/2008.

From 11.05.2009, he has been working with Unison Insurance Broking Services.

Mr. Harish Parasuram, Head - Strategy

Mr. Harish Parasuram is a qualified Chartered Accountant and a Certified Six Sigma Green Belt holder. He possesses exemplorary management and leadership skills acquired by dint of having the experience of working with India's best FMCG companies like the Godrej group and Marico Ltd.

Mr. Harish Parasuram has worked with Godrej Industries Ltd. in the Corporate Audit & Assurance Department for 3 years where he was responsible for planning and successfully implementing the Operational Audit at the Head Office and the factories of Godrej Saralee Ltd (GSLL) & Godrej Tea Ltd. (GTL), achieving pre-set cost reduction targets & conducting EVA audits. He was also the process owner for the Marketing Audit of GSLL, GTL & Godrej Consumer Products Ltd (GCPL).

Mr. Harish Parasuram has put in seven years of distinguished service for Marico Ltd. where he has held senior management positions like Head - Treasury and Forex, Head - Insurance and Head - MIS & Corporate Accounts. He is responsible for having successfully developed a Foreign Exchange Risk Management Policy and a hedging strategy for Exports and Imports by demonstrating the benefits of the policy & later implementing the same. He has also played a pivotal role in minimising the annual expenditure related to the cost of collection of funds & effectively managing complex insurance placements & intricate insurance claims for Marico Ltd. He was the Project Leader for conducting an audit of The Information Security Systems & for implementation of e-payments & receipts. He has also been a senior member of the due diligence team which is responsible for taking decisions with respect to corporate mergers and acquisitions.

Mr. Harish Parasuram joined Unison in April, 2011 as the Head of the Strategy function.
Ms. Sneha Shah, Director & Head - Mumbai Operations



Ms. Sneha has working experience of more than 10 years in the Insurance industry and started her career in Insurance with UNISON in 2001. Sneha has worked in various departments like Underwriting, Claims, and Customer service.

Ms. Sneha has the rich experience of handling and servicing many major corporate clients like GE Plastic,Suzlon,Manikchand Group, Mundra Port, Adani Wilmar, IL & FS, Krishnapattanam Port, Marico, etc. She has played a major role in handling the major claims of Business Interruption of Mundra Port and innumerable claims exceeding one crore for material damage.

Sneha has the unique combination of passion for Customer service and a strong underwriting knowledge of The Industrial All Risk Policy, Marine Insurance Policies and a host of other diverse insurance policies. She has to her name the credit of devising a special Policy for Cash in transit and ATM operations of international banks.

She is a commerce graduate and a Fellow member of The Insurance Institute of India.She is also an Associate of the prestigious Chartered Insurance Institute of UK.

She is well known in the Insurance industry, to all premiere clients in the market, for her passion to always deliver the best insurance products and services to all the customers.

Mr. Anuj Raizada, Director & Head - Delhi Operations

Mr. Anuj Raizada has worked in the Insurance Industry for more than 12 years and joined UNISON in 2002 as Director and Head of Delhi Operations. Prior to joining UNISON he was working with an insurance consultant firm in Delhi.

Mr. Anuj has rich experience of handling and servicing major corporate clients like CNBC, Cargill India, RICO and many other corporate customers. He has actively played a major role in handling major claims for various customers. He is known for his passion towards customer service and his exceptional negotiation skills.

He is a Commerce Graduate from The Delhi University and also holds a Post Graduate Diploma in Business Administration . He is an Associate member of The Insurance Institute of India.

Mr. Rohan Gupta, Director & Head - Ahmedabad Operations

Mr. Rohan Gupta has worked for the Insurance Industry for over 11 years and joined UNISON in 2005 as Head of the Ahmedabad Operations. Before joining UNISON, Rohan was working as a corporate Agent and servicing many medium size corporate clients.

Rohan has worked for the business development of UNISON and has catered to the insurance requirements of many corporate clients. Rohan has vast experience of handling infrastructure projects in the short duration of his insurance career and possesses fantastic knowledge of project insurance which helps him in designing the best insurance programmes for the Unison clients in the infrastructure field.

A Graduate in Business Administration, a Post Graduate Diploma holder in International Business Management from Pune & an Associate of The Insurance Institute of India - Rohan is known for his passion towards marketing and negotiation skills.

Mr. G. Rama Mohan Rao, Head – AP Operations photo

Mr. Rama Mohan Rao has served the Insurance Industry for over 30 years. Prior to his joining UNISON in October, 2008 he was employed with “The Oriental Insurance Co. Ltd.” from 1977 to 2004. During this service with Oriental, he held several responsible posts as Asst. Branch Manager, Branch Manger, Senior Branch manger & Divisional Manager in and around Hyderabad. He possesses a special liking and skill towards the Insurance of Infrastructure Projects.

Before joining UNISON, Mr. Rao also served with Chola MS General Insurance Co. as Dy. General Manager for a period of four and a half years.

He is a Commerce Graduate from Hyderabad & is also an Associate Member of The Insurance Institute of India. He is highly regarded in the Hyderabad market as a very reliable, recognized and trustworthy personality for any Infrastructure Project related Insurance.

Mr. Mohammad Shahid, Head – Pune Operations


Mr. Mohammad Shahid is a qualified Arts graduate and an Associate member of The Insurance Institute of India.

Mr. Shahid has prolific total experience of 22 years in the Insurance industry & has worked in India and the Middle East countries (2003-2008) as well.

Mr. Shahid has worked for 18 years in New India and has been associated with Unison since 2009.

Mr. Shahid has handled fire business, marine business and miscellaneous insurance business as well. He has highly specialised exposure in insurance in the fields of energy sector, mega construction sector & personal lines of insurance business as well. He has handled a host of project insurance policies as well.

Mr. Shahid has also been involved in the facultative re-insurance placements as well in The Middle East Countries.

Mr. S. Venkat Subramaniyam, Head - Chennai Operations


Mr. Venkat is a highly experienced and qualified professional in the field of reinsurance, who has the distinction of handling national and international treaties – proportional as also excess of loss treaties, during his successful tenure with the undermentioned companies, where he was employed:

1. Al Ahlia Insurance Company, Muscat, Oman - 1995 to 1997

2. Bahrain National Insurance Company, Bahrain - 1997 to 2005

3. Falcon Insurance Company, Muscat, Oman - 2005 to 2007

4. Noor Takaful Islamic Insurance, Dubai - .2007 to 2009

He has been involved in Selection of Lead Reinsurers who would lead the treaties, after an indepth & conclusive study of ratings given by international rating agencies like S & P/AM Best; evaluating, planning & formulating Reinsurance Programs/ treaties for Motor, Miscellaneous, Marine cargo and Hull classes of insurance business which would eventually be approved by the lead reinsurer; determining quantum of retention to be adhered to by the company, eventually to be decided based upon finance dynamics, reserve potentialities, etc. with capital exposure ; Planning and designing excess of loss treaties for the insurance company's own net account protection for varied classes of insurance business & Formation of a competent Security committee in the reinsurance department with the primary objective of rate monitoring of all insurers/reinsurers in the reinsurance panel of the company as also in the reinsurance market with any reduction with respect to grading systems being taken note of and reported immediately.

Mr. N.C. Jain, Head – Credit Insurance Cell

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Mr. N.C. Jain has more than twenty five year of experience in finance sector and has worked with many corporates in various capacities in finance department. Jain has also held an assignment as CEO of food manufacturing company in Sri Lanka. Mr. Jain is associated with UNISON from 2008 and heading Credit Insurance cell.

Commerce graduate along with Law degree and inter- C.A, and known to all customers in the market for his passion to deliver the tailor made products and services to customers.

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